1. Information We Collect
We collect information you provide during registration and KYC verification, including:
- Name, email address, company name
- Business information and tax identification numbers
- Bank account details for settlements
- Government-issued identification documents
- Transaction data and payment history
2. How We Use Your Information
We use your data to provide and maintain the pymtz platform, process payments and settlements, verify identity, prevent fraud, send account notifications, and improve service quality.
3. Data Sharing
We share your information only with payment processors, banking partners, regulatory authorities when required, and service providers operating under confidentiality obligations. We do not sell personal data.
4. Data Security
We use security controls for data in transit, hosted payment handling, encrypted sensitive storage where applicable, access controls, and monitoring. Payment card entry is handled through hosted payment infrastructure.
5. Data Retention
We retain data while your account is active and as required by financial, tax, and regulatory obligations. You may request deletion of non-regulatory data by contacting us.
6. Your Rights
You may request access, correction, deletion where permitted, export of transaction data, or opt out of marketing communications.
7. Cookies
We use essential cookies for authentication and session management. We do not use third-party advertising cookies on the core payment experience.
8. AI Services
pymtz may use AI to assist with setup recommendations and customer support. Payment card data is not shared with AI services.
9. Children's Privacy
pymtz is not intended for individuals under 18. We do not knowingly collect data from minors.
10. Changes to This Policy
We may update this policy from time to time. Material changes will be communicated via email or dashboard notification.
11. Contact
For privacy inquiries, contact us at privacy@pymtz.co.
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